View reference image

What is in the image:

WDTagged Character:

WDTagged Tags: 1girl, breasts, solo, nipples, jewelry, necklace, photorealistic, realistic, topless, sitting, watercraft, barefoot, long hair, brown hair, boat, water, beach, day, indian style, outdoors, bikini bottom only, bikini, swimsuit, ocean, large breasts, navel, medium breasts, lips, sky, navel piercing, brown eyes, pearl necklace